Terms & Conditions
Last Updated: January 2025 | Effective: January 2025
1. Definitions
- "Service" refers to educational programs provided by fortivona
- "User" means any person accessing our website or using our services
- "Content" includes all text, images, and materials on our website
- "We/Us/Our" refers to fortivona
- "Agreement" means these Terms and Conditions
2. Use of Services
- Services are provided for educational purposes
- Users must be at least 18 years old
- Account registration may be required for certain services
- Users are responsible for maintaining account confidentiality
- Accurate and complete information must be provided
3. Prohibited Uses
Users may not:
- Violate any applicable laws or regulations
- Infringe on intellectual property rights
- Transmit harmful or malicious code
- Attempt unauthorized access to systems
- Engage in fraudulent activities
- Resell services without authorization
4. Intellectual Property Rights
- All content remains property of fortivona
- Limited license granted for personal, non-commercial use
- No reproduction without written permission
- Trademark and copyright notices must be preserved
5. Program-Specific Terms
- Enrollment and payment terms as specified
- Refund policy: Complete refund if first session proves unsuitable
- Program access duration: As specified in program details
- Course material usage restrictions apply
6. Disclaimers and Limitations
- Services provided "as is" without warranties
- Educational content does not constitute financial advice
- No guarantee of specific results or outcomes
- Users assume responsibility for their financial decisions
- Limitation of liability to service fees paid
7. Dispute Resolution
- Governed by Singapore law
- Jurisdiction: Singapore courts
- Initial attempt at informal resolution (30 days)
- Mediation as second step if needed
8. Termination
Either party may terminate with 30 days written notice or immediately for material breach. Upon termination, access to services will be discontinued and outstanding payments remain due.
9. Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be effective upon posting. Continued use of services after changes constitutes acceptance of modified Terms.
Contact Information
For questions about these Terms:
Email: [email protected]
Phone: +65 6417 8293
Address: 1 Raffles Place, #42-08, Singapore 048616